1.877.987.6249

Which program is right for me?

How does this HealthShare stack up against the others

What does the law say?

In a nutshell: Members of a RECOGNIZED health sharing ministry are exempt from the Obama care to purchase health insurance. Enrollment with a QUAILIFIED HealthShare REMOVES your requirement under the healthcare mandate to purchase health insurance.

Which Health Sharing Ministries are included in this provision?

Any ministry that(IV) which (or a predecessor of which) has been in existence at all times since December 31, 1999, and medical expenses of its members have been shared continuously and without interruption since at least December 31, 1999. See full provision scroll to the 2nd page.

  • Per my research there are only 4 HealthShares that comply with the law
  • 3 of the 4 require you be Christian, worship regularly and be accountable to a pastor or other church leader
  • 2 of them use technology and 2 of them still do everything by paper
Liberty HealthShare Decision Guide

Your Decision Guide will help you to make the best choice for you and your family or business. Explanations of:

  • who we are
  • how we work
  • our proven method
  • how we keep costs down
  • program options & costs
Based on Feb 2016 info Liberty(Our Plan) Medi-Share CHM Samaritan
Monthly cost compared is to the best available plan.

AGE 30 & ABOVE "Complete Plan"

Single=$199

Couple=$299

Family=$449

BASED ON AGE for a 49 Year Old HOH

Single=$396

Couple=$614

Family=$764

prices change at age 25,35,45 &55

SAME PRICE ALL AGES "Gold Program"

Single=$150

Couple=$300

Family=$450

 

Age 26 & above

Single=$396

Couple=$614

Family=$764

What you are responsible for before bills are eligible for sharing(like a deductible)

Single=$500

Couple=$1000

Family=$1500

Your choice, plan prices above reflect a $1,200 choice

1=$1200

2=$2500

3=$3750

4=$7500

5=$10,000

Total per incident bills must exceed $500 to be eligible

Single=$500 per year

Couple=$500

Family=$500

Any need over $300

CAP ON BILLS

$1 million per incident no lifetime cap

$1 million per year $5 million per lifetime

$125K per incident catastrophic add on plan available

$250k per incident

Waiting period after you join that you can submit a bill -0- Members are eligible to receive up to $50,000 of their Eligible Medical Bills shared during their first month of membership. 45 days except for emergencies NA
PRE EXISTING CONDITIONS

(A pre-existing condition is any condition at the time of enrollment that has evidenced symptoms, or received treatment or medication in the past 24 months. )

1st year not shared

2nd year up to $25k

3rd year up to $50k

4th year does not apply

 

Up to $100,000 per calendar year if:

– the medical records state the diagnosis/condition
has gone 36 consecutive months without signs/
symptoms, treatment or medication OR
– the Member has been faithfully sharing for 36
consecutive months
  • 1st year , bills incurred for a pre-existing condition are eligible for sharing up to $15,000. IF CERTAIN CONDITIONS HAVE BEEN MET
  • 2nd year, bills incurred for a pre-existing condition are eligible for sharing up to $25,000 TOTAL
  • In the first three years of participation, bills incurred for a pre-existing condition are eligible for sharing up to $50,000 TOTAL
  • After the 3rd year the condition will no longer be considered pre-existing.

Conditions Cured and 12 Months Symptom and Treatment Free

Naturopathic/Alternative Treatments Yes on a case by case basis Pre-approval needed No Pre-approval needed
Prescriptions 45 days before and after a medical incident 6 months Incident related 60 day
Technology Custom state of the art use of technology everything computerized Computerized billing By Hand By Hand
Must be Christian and worship regularly, have a pastor or church leader endorsement NO YES YES YES
All Healthy Minded People Can Join YES NO NO NO
         
Enroll in Liberty HealthShare

Got a question?

Give us a call 1.877.987.6249

or shoot us an email info@benefitsnj.net

Proud Member Sponsor of Liberty HealthShare —
a healthcare sharing ministry of Gospel Light Mennonite Church Medical Aid Plan, Inc

PO Box 1241 | Mt. Laurel, NJ 08054 | 877.987.6249 | Privacy Policy